Legal terms governing your participation in The Equestrian 25 Challenge
Please read these Terms and Conditions carefully before registering for The Equestrian 25 Autumn Challenge. By registering and making payment, you agree to be bound by these terms.
International Service: We are a US-based company serving international participants. UK residents retain their consumer rights under UK law. These terms are governed by US law but do not override stronger consumer protections in your jurisdiction.
The The Equestrian 25 Challenge is operated by FMD Holdings LLC, a company incorporated in Wyoming, United States.
Company Name: FMD LLC
Registered Address: 30 N Gould St Ste N
Sheridan, WY 82801
State of Incorporation: Wyoming
Email: [email protected]
Website: www.equestrian25challenge.com
These Terms and Conditions ("Terms") govern your use of our services and participation in The Equestrian 25 Challenge ("Challenge"). By registering for the Challenge, you ("Participant" or "you") agree to these Terms.
We are a US-based company providing services to international participants, including UK residents. While we operate under US law, we respect and comply with applicable consumer protection laws in the UK when serving UK customers.
The Equestrian 25 Autumn Challenge is a self-paced equestrian activity challenge running from 20 September to 20 November 2025. Participants must complete 25 qualifying equestrian activities during this period to earn a completion rosette.
The Challenge runs for all participants from 20 September 2025 to 20 November 2025. This period is fixed and cannot be extended for individual circumstances except in exceptional cases at our sole discretion.
Registration is completed online through our website. You must provide accurate and complete information during registration. False information may result in disqualification without refund.
The Challenge fee is £25 GBP (British Pounds) for UK participants, payable at the time of registration. Payment must be made by credit/debit card through our secure payment processor. All prices are inclusive of UK delivery costs. Registration is not complete until payment is successfully processed.
Currency conversion rates (if paying with non-GBP cards) are determined by your card issuer. We are not responsible for currency fluctuations or international transaction fees charged by your bank.
UK residents purchasing from us have rights under UK consumer protection laws, including the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013. You have the right to cancel within 14 days of purchase, subject to the limitations outlined in Section 5.
Participants must complete 25 qualifying equestrian activities between 20 September and 20 November 2025. Full rules are detailed on our Challenge Rules & Guidelines page, which forms part of these Terms.
All activities must be accurately logged with dates and descriptions. Participants are responsible for maintaining their activity log and submitting it upon completion of 25 activities.
Activities must involve direct interaction with horses or equestrian learning. Care and theory activities are limited to specific circumstances as outlined in our Challenge Rules.
We review all submissions for compliance with Challenge rules. Our decision on completion status is final. Rosettes are only awarded for verified completions meeting all requirements.
You may cancel your registration within 14 days of purchase for a full refund, provided the Challenge period has not commenced. Once the Challenge begins (20 September), no refunds are available for non-participation.
We may cancel the Challenge in exceptional circumstances. If cancelled by us, full refunds will be provided. We are not liable for any additional costs or expenses incurred by participants.
No refunds are available for participants who do not complete the Challenge requirements within the specified timeframe. This includes circumstances such as injury, illness, or other personal situations (except in exceptional cases at our discretion).
Approved refunds will be processed within 14 days using the original payment method. Bank processing times may apply.
Equestrian activities carry inherent risks. By participating, you acknowledge these risks and agree that participation is entirely at your own risk. You are responsible for ensuring your own safety and the safety of horses in your care.
Participants are strongly advised to maintain appropriate insurance coverage for equestrian activities. We do not provide insurance coverage for participants.
To the fullest extent permitted by law, we exclude all liability for:
Our total liability to you in connection with the Challenge is limited to the amount paid for registration (£25).
Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law. Your statutory consumer rights (if any) are not affected by these Terms.
UK Consumers: Your UK consumer rights are preserved regardless of these Terms being governed by US law.
We collect personal information necessary for Challenge administration, including contact details, address for rosette delivery, and equestrian background information.
Your personal data is used to:
We comply with UK data protection laws, including the UK GDPR and Data Protection Act 2018. Full details of our data practices are in our Privacy Policy, which forms part of these Terms.
We will only send marketing communications with your explicit consent. You may withdraw consent at any time.
All content on our website, Challenge materials, and rosette designs are our intellectual property or used with permission. You may not reproduce, distribute, or use this content without our written consent.
By submitting testimonials, photos, or feedback, you grant us permission to use this content for promotional purposes. We will not use personal information without your specific consent.
"The Equestrian 25 Challenge" name and concept are our intellectual property. Participants may not create competing challenges using our name or substantially similar concepts.
We may update these Terms to reflect legal requirements or service changes. Material changes will be communicated to registered participants. Continued participation constitutes acceptance of updated Terms.
These Terms are governed by the laws of [Your State], United States. However, nothing in these Terms affects the statutory rights of consumers resident in the UK under UK consumer protection law.
For UK residents: You retain the right to bring proceedings in the UK courts, and UK consumer protection laws will apply where they provide greater protection than US law.
For disputes involving amounts under $5,000 USD (approximately £4,000), we encourage resolution through online dispute resolution platforms or small claims procedures in your local jurisdiction.
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force.
We are not liable for delays or failures due to circumstances beyond our reasonable control, including natural disasters, pandemics, or government restrictions affecting equestrian activities.
Official communications will be sent to the email address provided during registration. You are responsible for keeping this information current.
For questions or concerns, contact us at:
Email: [email protected]
Response Time: Within 24 hours
Business Hours: US Eastern Time, but we accommodate UK participants
Postal Address: FMD Holdings, LLC, 30 N Gould St Ste N, Sheridan, WY 82801
If you have a complaint, please contact us first to resolve the matter informally. We aim to resolve complaints within 14 days. We are committed to fair treatment of international participants and will work to resolve issues promptly.
For UK Residents: If we cannot resolve a dispute directly, UK residents may:
For Other International Participants: Disputes may be resolved through appropriate consumer protection agencies in your jurisdiction or through online dispute resolution services.
UK Consumers: You have rights under UK consumer protection legislation. Nothing in these Terms reduces those rights. For advice, contact Citizens Advice.
Other Jurisdictions: You may have consumer rights under your local laws. These Terms do not limit rights that cannot be waived under applicable consumer protection laws.
Last updated: 25 August 2025
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